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What Has Happened To Our World?

By
Mortgage and Lending with Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL NMLS 223305

Autumn in Southern Oregon, by Karen Cooper, wwwquality4laonscom Ashland Medford Oregon Rogue Valley Here it is, Autumn in Southern Oregon. It seems that overnight the flip was switched and Summer was gone. With frost advisories again, a run to the vegetable garden was in order to harvest what may be the season’s final harvest. The call has been made for this Winter’s wood to be delivered. Thankfully, our temperatures are easing upward again, and we’ll have another chance to get out on the boat on our favorite mountain lake, and say our farewells for this season before the boat is hauled down and put in storage until next Spring.

 

Lately, this same “cooling” seems to have dramatically snuck in to my mortgage world.  A sense of futility comes through when calls are made to question turn times that haven’t been met. “Sure things” are no longer quite so sure, and justification has become the name of the game. Proposals for guideline changes and new programs are flooding the gates, with the long term affects of these decisions left either unexplored or ignored. In 26+ years, I’ve seen quite a few “cycles” in the real estate/mortgage industry. Is this really another cycle? Is this just another season passing by? Are you seeing this in your world, too?

 

Maybe it’s just the cooling trend that is getting to me, but it seems to me that it’s more than just a change of seasons taking place…

 

See you out there!

 

Posted by

Karen Cooper Southern Oregon|California Mortgage ConsultantKaren Cooper - Home Lending Advisor Nationwide

               NMLS #223305

 

Comments(7)

Crystal De Raffele
www.MyDutchessRealtor.com - Beacon, NY
NYS Lic. Real Estate Salesperson

Hi Karen, it appears you have posted something that is not compatible...what is in the first paragraph? 

Oct 06, 2009 03:45 AM
Karen Cooper
Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - The Villages, FL
Helping Homeowners w/Home Loans in 27 US States

Hi Crystal - That happens lately on all new posts. I go right back in and edit as soon as it is posted to take out the gibberish in the first paragraph. You must have clicked through just before I did that. Timing can be everything, eh?

Oct 06, 2009 03:50 AM
Donne Knudsen
Los Angeles & Ventura Counties in CA - Simi Valley, CA
CalState Realty Services

Karen - It's all gone a little too wierd for me some days.  What's that saying?  This too shall pass.  :)

Oct 06, 2009 08:49 AM
Jim Hale
ACTIONAGENTS.NET - Eugene, OR
Eugene Oregon's Best Home Search Website

Change in the real estate game is cyclical, geographic, economic, monetary, fiscal, seasonal, technological, cultural, generational, global and resource-based.

And did I mention:  constant.

Oct 06, 2009 09:05 AM
Karen Cooper
Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - The Villages, FL
Helping Homeowners w/Home Loans in 27 US States

Donne - Here's to it passing!

Jim - Now there's a list. Another adage, the one thing we can always count on is change?

Thank you both for commenting.

Oct 06, 2009 12:08 PM
Betina Foreman
WJK Realty - Austin, TX
Realtor, C.N.E., with WJK REALTY

The only sure thing is death and taxes. We have been in a extreme drought for two years. However the last two weeks it has been a soggy mess. Hopefully this to shall pass. Hang in there girl!

;)

 

Oct 13, 2009 03:20 PM
Karen Cooper
Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - The Villages, FL
Helping Homeowners w/Home Loans in 27 US States

Betina - Yikes! Life sure can be full of extremes, eh? Thanks for stopping by and for the encouragement.

Oct 14, 2009 04:48 AM