Very CHEAP money across the board for today, including government and Jumbo. The yield is also getting stronger, which usually means lower rates. The 3/1 ARM actually has a buydown rate of 2.875%. When was the last time anyone has seen a rate FOR ANY PRODUCT in the 2% range? Bias remains Floating.
Conforming 30 Year Fixed Fully Amortizing @4.75% 30 Year Fixed Interest Only @5.875% 15 Year Fixed Fully Amortizing @4.25% 3/1 ARM @3.25% 5/1 ARM @3.5% 5/1 Interest Only ARM @4.15% 7/1 ARM @4% 7/1 Interest Only ARM @4.375% 10/1 ARM @4.375% 10/1 Interest Only ARM @4.75% Discounts to lower rates are available for all products. DU REFI Plus (60 day locks only) 30 Year Fixed @5% 15 Year Fixed @4.5% FHA/VA 30 Year Fixed Fully Amortizing @4.875% 15 Year Fixed Fully Amortizing @4.5% 3/1 ARM @3.750% 5/1 ARM @3.75% Discounts to lower rates are available for all products. JUMBO 30 Year Fixed Fully Amortizing @6% (80% MAX LTV) 680 lowest mid FICO First Position Purchase Money 30 Year Fixed Fully Amortizing @6.4% (90% MAX LTV) 680 lowest mid FICO 5/1 ARM Fully Amortizing @5.10% (90% MAX LTV) 680 lowest mid FICO 5/1 ARM Interest Only @5.3% (90% MAX LTV) 680 lowest mid FICO 7/1 ARM Fully Amortizing @5.6% ( 90% MAX LTV) 680 lowest mis FICO 5/1 Portfolio ARM @4.125% (75% MAX LTV) Interest Only available 7/1 portfolio ARM @4.5% (75% MAX LTV) Interest Only available No discounts HELOC'S Line amounts to 350K, 1st and 2nd postion Call for pricing and adjustments Rates are current as of 10:40AM Today BASE RATES ONLY, no adjustments have been added. Very Good pricing incentives coming from Investors in the last couple of days. Very big push to capture as many First time Buyers as possible. LTV and FICO restrictions remain in place, however, pricing incentives are being offered to the highest credit scores (740 +). Also, more products are being added, which is a good thing. GOOD SELLING!!! Greg Brown 678-977-2450 Christensen Financial Fax: 770-513-7028 gregbrown93@gmail.com GeorgiaRresidential Licensee License number 21045 Free Web Hosting to Georgia REALTORS and their companies (really, it's FREE)  |
|
Comments(2)