Department of Defense Publishes HAP Guidelines for Military Families

Real Estate Agent with Integrity Real Estate Group

After months of waiting the Department of Defense has published the guidelines for the processing of applications for military families who are eligible for the DoD Homeowners Assistance Program (HAP).

The guidelines provide for different processing rules for the three major categories:

Wounded Warriors
Surviving Spouses
Active Duty with PCS Orders

Homeowner Assistance Program Guidelines

If you have applied for relief under the HAP program make sure you check out the new guidelines and contact your counselor at the appropriate field office to make sure your file is in line for processing. 

The biggest concern for homeowners is the tax consequences of the funding.  Currently the ruling specifies that the homeowner will have to cover the benefits received as taxable income and the tax liability will be deducted from the funds at settlement.  If you would like to support H.R. 3590 to remove this from the bill contact your representative as well as Rep. Pelosi and Rep. Rangel to request the support of expediting the passage of H.R. 3590

Current I have four military families with contracts on their homes and finally seeing the guidelines published is a big relief.  It was interesting to note that the guidelines suggest "if a home sells in its first marketing week, it was probably under priced."  They are obviously not aware of the Northern Virginia real estate market where anything that is priced right and in good condition may get multiple offers in the first week.

If you are a military family station in the Northern Virginia area and you qualify for the Homeowners Assistance Program call Cindy Jones at 703-346-2213.  I've been working with military families stationed at Fort Belvoir, the Pentagon, Quantico and other Military District of Washington installations this year to help them to market their homes under the HAP guidelines.

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                                   Real People*Real Lives*Real Estate

If you are interested in learning more about the Northern Virginia Real Estate market including Alexandria, Arlington, Fairfax and Prince William Counties give Cindy Jones and Integrity Real Estate Group a call at 703-346-2213.

Military Relocation Specialist serving military families relocating to and from the Pentagon, Fort Belvoir, Quantico MCB and all of the Military District of Washington installations. 

Military Relocation Professional

Check out and for more information.

Integrity Real Estate Group
Real People*Real Life*Real Estate

Licensed in the Commonwealth of Virginia




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Dan Quinn
The Eric Steart Group of Long & Foster Real Estate - Silver Spring, MD
Dan Quinn

Thank you Cindy.  My daughter and son-in-law just bought their first home.  Her husband just came back from Iraq and I will pass this info on to him to share with the other soldiers in his company. 

Oct 12, 2009 11:59 PM #1
Cindy Jones
Integrity Real Estate Group - Woodbridge, VA
Pentagon, Fort Belvoir & Quantico Real Estate News

Dan-thanks for stopping by and passing on the information.

Oct 14, 2009 12:28 PM #2
Barbara Jenness
Barbara B. Jenness, P.A. - St. Augustine, FL - Saint Augustine, FL
St. Augustine FL Real Estate

ActiveRain is great! I was looking for more info on HAP and knew ActiveRain could assist. Thanks Cindy for posting this useful information. I am working with a Buyer that is interested in buying a home that the seller is using the Homeowners Assistance Program.

Feb 01, 2010 12:07 AM #3
Cindy Jones
Integrity Real Estate Group - Woodbridge, VA
Pentagon, Fort Belvoir & Quantico Real Estate News

Barbara-as long as the listing agent & the owners are keeping in touch with the counselors at HAP everything should go fine!

Feb 01, 2010 12:27 AM #4
Elisa Robinson


I'm stationed at Fort Jackson, SC.  Purchsed home in Oct 07, refinanced in Aug 09 and could now PCS in Fall 10.  Is there anything under HAP or the new stimulus plan that can assist me during closing if I sell my home.



Mar 01, 2010 02:14 AM #5
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Pentagon, Fort Belvoir & Quantico Real Estate News
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