Credit Report Correction Letters That get results FREE !

Real Estate Broker/Owner with InTerraSol Inc.

     With the current home loan industry tightening up rates and qualification guide lines , now is even more

important to do all you can to push up your FICO score as far as possible. Meaning that one should make sure

your report is reflecting correctly your credit history. A higher score ensures a larger selection of loans to choose

from and lower interest rates.

     By now you, and many other consumers may have obtained a credit report on yourself. This may be the a

single credit reporting agency from Transunion, Equifax or Experian, which you may obtain for free on-line or by

mail once a year. Another way is obtaining a tri-merged credit report from your mortgage agent or retail bank

lender. So now what? Is everthing correct ? An experienced mortgage agent will be able to see obvious suspicious

debts with your help to identify what is correct or not or not reported at all or maybe not clarified. Next, by using

a properly formatted letter (see one will need to write to each agency individually to

request the desired correction. Why? Because each agency has its own data base and corrections will not

migrate to the other agencies. So, if an error is reported at all three agencies then you will have to send a

Certified USPS envelope with your letter to all three. Why Certified? Well, how are you going to prove you ever

sent that letter to such and such an agency, right?

Did this ever work for me?


a time there was a friend who has a son of the same first and last name and middle initial too. The middle names where different, but have the same begining letter, not to mention that the grandfather's name is the same too. Wow! this is a title vesting caution flag way up. Anyways, the son was making several late payments on his credit card which was on the fathers credit report at all the three credit reporting agencies, a very common mix up. So, the father's FICO score was now a 628. I was consulting this friend to buy a duplex investment and obtain a loan too. So, by using these letters I was able to move the debt from the father to the son's. The father's FICO score moved up to 732 within 40 days! Yahoo ! Boy, I was even gladly surprised by that. Needless to say we moved forward and my friend is now the owner of a duplex in Manteca, CA.

The End


Comments (1)

Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

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Mar 02, 2018 04:07 PM