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Should I float? Should I lock? - Daily Update for Tuesday, October 20, 2009

By
Mortgage and Lending with Amerisave Mortgage Corporation

Should I Float? Should I Lock? - Daily Update for Tuesday, October 20, 2009

Here are the daily thoughts on interest rate floating or locking if you are asked by your clients. 

As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation

Good news today.  Producer Price Index came in much lower than expected.  This coupled with Housing Starts and new building permits being down is helping bonds rally back. 

Look for rates this morning to be lower from where they closed yesterday when rate sheets are released by Amerisave Mortgage Corporation.

Technically speaking - the FNMA 4.5% 30 year bond has risen back above the all important 200 day moving average. The bond is near oversold status.

I am recommending to

   LOCK your best mortgage rate.  I 

To learn why one should Float or Lock -

                          Check out Should I float? Should I lock? &; Reasons to Float or Lock

 


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To obtain rates and fees with a $500 guarantee - come visit

 

Show All Comments Sort:
Joan Whitebook
BHG The Masiello Group - Nashua, NH
Consumer Focused Real Estate Services

Thanks for the update... everyone seems to be thinking rates are going to go up... It is certainly difficult to predict these days.

Oct 20, 2009 01:22 AM
Larry Bettag
Cherry Creek Mortgage Illinois Residential Mortgage License LMB #0005759 Cherry Creek Mortgage NMLS #: 3001 - Saint Charles, IL
Vice-President of National Production

Thanks for the update.....we'll see which way the markets move today.

Oct 20, 2009 01:24 AM