AcctiveRain Success Story

Mortgage and Lending with National Credit Fixers - Matt Listro

Yesterday I was updating a client of mine from Mississippi (who saw my ActiveRain blog on Mississippi Credit Repair and subsequently hired me)!  First thing we did was to obtain a copy of her credit profile.  This woman had 39 derogatory items on the three credit bureaus.  I took her on as a client.  Today, 120 days later, she is down to 11 items with Trans Union, 13 with Experian, and 11 with Equifax.  We are not even done with her yet!  We are continuing to work on correcting her credit.  I should mention that we also helped her to establish 3 new pieces of revolving credit!

Thanks to the powers of the internet and specifically the powers of the ActiveRain Blog, this woman is on her way to rebuilding her financial future!


Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108

credit repair company

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Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
281 Hartford Turnpike Ste 500

Vernon CT 06066

credit repair company

Comments (14)

Jenny Kotulak
RE/MAX Real Estate Centre Inc., Brokerage - Oakville, ON
Broker - Oakville Ontario Real Estate

Hi Matt,

It looks like you thrive on challenges.  I'm not sure how similar our credit reports in Canada are.  We go by a Beacon (sp?) score.  Are derogatory items outstanding bills or late payments?

Oct 21, 2009 05:22 AM
Muffy collins
Bridgeport, CT

Great job Matt! So if I understand does she now have 34 derogatory items?

Oct 21, 2009 05:28 AM
Rich Cederberg
eXp Realty - Albuquerque, NM
eXp Realty Agent Albuquerque

I like lenders who are not afraid to take on challenges. Clients like that who require more time and dedication can be a great source of referrals!

Oct 21, 2009 05:29 AM
Edy Kizaki
eXp Realty - Seattle, WA

Hey Matt, this is great information.  So many people wonder about how to do this and don't know where to start.  I will check out your website!

Oct 21, 2009 05:53 AM
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

Good job Matt! Sometimes people get so overwhelmed by past mistakes that it's hard to concentrate on improving for the future without some help.

Oct 21, 2009 06:15 AM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Matt..That is wonderful!  You are doing a great job..Also teaching folks the value of good credit .Good work!


Oct 21, 2009 06:28 AM
Andrea Swiedler
Berkshire Hathaway HomeServices New England Properties - New Milford, CT
Realtor, Southern Litchfield County CT

Matt, that is an awesome story, really. Way to go! Your client is lucky she found your post and hired you. 

Oct 21, 2009 07:17 AM
Robert L. Brown - Grand Rapids, MI
Grand Rapids Real Estate Bellabay Realty, West Mic

She will be grateful for the rest of her life. Great success story.

Oct 21, 2009 09:04 AM
Ed Silva
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

Hi Matt, the bigger the challenge the more lustre to the shine? Congrats on a great job!

Oct 21, 2009 02:36 PM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Way to go Matt.  Nice job.  Hopefully you'll have many more Active Rain driven clients.

Oct 22, 2009 12:15 AM
Kate Kate
San Diego, CA

Nice job Matt. Elbow grease + expertise + experience. I also think wearing the aforementioned boots is helpful for credit, don't you? Ugh. :) Kate

Oct 22, 2009 01:40 AM
Matt Listro
National Credit Fixers - Matt Listro - Vernon, CT
Your Credit Repair Expert

Hi Kate collins: if you want to look at it on a per account basis, then she started with 117 (39 with TU, 39 with, EXP, & 39 with EQF).  So out of the original 117 derogs only 34 are remaining.  This is a deletion rate of 72% in only 120 days - I hope to have that upwards of 85% before I am done.


Oct 22, 2009 11:51 AM
Stephen Kappre
KW Hometown - Mantua, NJ
Helping You Home

I can vouch for Matt - the one client of mine I referred to him had their scores improve about 70 points in ... what about 3 months Matt? If you have buyers that care enough to work at it, Matt can help (Matt my mailing address is .... haha, j/k). I'd "hire" Matt again.

Oct 23, 2009 03:15 AM
Mary Nack
Jameson Sotheby's - Chicago, IL
Vice-President, Sales

In this economy, your work is much needed. Congrats on a job well done! I will definitely refer you when I am able. Just so I'm clear - you can work with anyone anywhere in the U.S.?

Feb 23, 2010 01:09 PM