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Should I Float? Should I Lock? - Daily Update for Wednesday, October 28, 2009

By
Mortgage and Lending with Amerisave Mortgage Corporation

Should I Float? Should I Lock? - Daily Update for Wednesday, October 28, 2009

Here are the daily thoughts on interest rate floating or locking if you are asked by your clients. 

As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation

Yesterday some good things happened - Consumer Confidence dropped below expectations, the Treasury auction had a good turn out for purchasing and maintaining US debt.  This morning Durable Goods came in at expectations while New Home Sales were lower than expectations.  

Look for rates this morning to be improve from where they closed yesterday when rate sheets are released by Amerisave Mortgage Corporation.

Technically speaking - the FNMA 4.5% 30 year bond broke back above the all important 200 day moving average. The bond is near oversold status so a rally could develop.

I am recommending to

   LOCK your best mortgage rate.  I 

To learn why one should Float or Lock -

                          Check out Should I float? Should I lock? &; Reasons to Float or Lock

 


     Rates & Fees Guaranteed

To obtain rates and fees with a $500 guarantee - come visit

 

Show All Comments Sort:
Michael J. Gallo
Florida Luxury Realty - New Port Richey, FL
Florida Luxury Realty - Gulf Home Sales Team

I have not had enough coffee yet this morning and your blog was perfect info.  Thank You! Short Sweet and on the Money.  I am also Digging your Ship in the Loc.....Good Visual Effect. 

Oct 28, 2009 02:19 AM
Jeff Craig
Hang Me Up Photos - Jamestown, NC
Greensboro Area Real Estate Photography

Good info.  Michael, thanks for clarifying the ship in the lock.  I was looking at it thinking I didn't have the foggiest what it was :-)

Oct 28, 2009 02:26 AM