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Recommendation: Fletcher Bay Insurance

By
Real Estate Agent with Coldwell Banker Bain 49381

I was chatting with  Karl Buchmeier this week about insurance matters and asked him to share a story about why health insurance is valuable. 

Last November Jim, a 42-year-old general contractor from Port Orchard, met with Karl to explore health insurance options.  Jim had no coverage at all.  He chose a high-deductible plan with a monthly premium of $160. In February, after suffering for several weeks with an intense headache, Jim went to the doctor.  A series of tests revealed a large and growing brain tumor.
Jim immediately went into surgery but it did not go well.  Another surgery was performed in March, and then again in June. 


Finally in mid July, Jim learned that he was going to be okay.  But the good news had some bad mixed in. Jim's medical bills exceeded $800,000 dollars, of which all but $80,000 was covered. 

 

Jim called to complain about the uncovered amount.  Karl advised him to plead hardship. He did, and the remaining bills were written off.

For $540 in premiums, Jim received $800,000 in benefits and kept his business and his home.

This is not a typical case, of course. but you never know what might happen.  I know Karl and recommend his services.

 

Comments (1)

Russel Ray, San Diego Business & Marketing Consultant & Photographer
Russel Ray - San Diego State University, CA

Everyone dislikes insurance until they need it, and then it truly is worth every penny we pay for it.

Best wishes!

Nov 20, 2009 01:38 PM