Grandmother and First Time Home Buyer Moves in Today!

By
Real Estate Broker/Owner with Carlson Properties 325-721-2429 0528582

IT WAS A HAPPY DAY!

I met my first time home buyer at her soon-to-be NEW house at 8:45 a,m. this morning  to complete a buyer walk through and follow up on a home inspection repair.  At 9:00 a.m. my buyer began signing the stack of many forms required to complete a FHA home loan.   Then the moment of pure joy.  The selling Realtor handed my first timer a key to her NEW HOME.  Oh, Happy Day!  It was big smiles all the way around.   

It all started a few months ago when I gave a speech at my local Toastmasters Club on the $8,000 tax credit.  My buyer who is raising two grandchildren on her own and works full time for the state of Texas has never owned a home before.  She confided in me that  she really didn't know how to get started.    

As a REALTOR, I knew how to help my first time home buyer get started.

That's where I come in and first we discussed at length what it is she really wanted in a home and then we went house shopping.  My buyer first made an offer on a cute very affordable home but lost to another buyer.  A second house was considered and an option contract initiated, but then my buyer realized she really wanted to be close to the children's school.  A third house was put under option, a home inspection complete and repairs negotiated.  Unfortunately, my buyer was concerned that this home was stretching her personal budget and she opted out of this one as well.  I thought the  third choice would have been a charm, however it was....

the fourth house considered that became the winner,

 because of location close to work and the grand children's school    My buyer was really concerned about finances and then we discussed the programs available to help first timers.  She had started at one time meeting the requirements for the City's First Time Home Buyer Program, but now  she saw the need to really make it happen.  Happen it did, my buyer got assistance for some of her closing costs from the City of Abilene.    My client decided also to proceed with another program, a Community Action Program (CAPS) that also provided assistance that could be used against the down payment.   

This first time homebuyer got a great value in her first home at  $1,000 under appraisal, got assistance with closing costs, and downpayment, got a one year residential service plan (home warranty,) and still can look forward to a substantial tax credit.  

 I delivered a pumpkin to the happy homeowner and the two grandchildren this evening.  The second grader was happily playing in the front yard and to show his exuberance showed how he could scale the chain length fence to his grandmother's chagrin.  The fourth grader was chatting on the phone (with a friend I'm sure about her new house! 

IT WAS A HAPPY DAY TODAY!              

Posted by

Staged LogoAsp Logo

Beverly Carlson,  REALTOR, GRI, ASP, IAHSP, RESA

Broker

Carlson Properties           

Abilene, Texas

325-721-2429

To See Abilene's Staged Homes, go to www.stagedhomes.com

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Show All Comments
Rainer
258,899
Mick Michaud
Distinctly Texas Lifestyle Properties, LLC Office:682/498-3107 - Granbury, TX
Your Texas Lifestyle is Here!

Congradulations on your deal for your clients and being able to take advantage of the program.

 

Oct 30, 2009 04:59 PM #1
Rainmaker
277,641
Beverly Carlson
Carlson Properties 325-721-2429 - Abilene, TX
Abilene's Staging Realtor

Mike, Thank you for your comment.  Yes, it is rewarding that a first time homebuyer gets help with buying the home.

Oct 30, 2009 05:32 PM #2
Rainmaker
656,032
Bob & Carolin Benjamin
Benjamin Realty LLC - Gold Canyon, AZ
East Phoenix Arizona Homes

Congratulations on your clients new home  -its always good when a client is happy.

Oct 30, 2009 05:55 PM #3
Rainmaker
277,641
Beverly Carlson
Carlson Properties 325-721-2429 - Abilene, TX
Abilene's Staging Realtor

Yes, happy first time home buyers are the best!  And first time homebuyers  also are happy to give referrals in my experience.

Oct 31, 2009 12:33 AM #4
Rainmaker
2,884,680
Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher

Beverly, How nice to hear that....putting people in a home they love must be a wonderful feeling!  I can "hear" the happiness in your blog!

Nov 01, 2009 01:57 PM #5
Rainmaker
263,654
Michael Bergin
Coldwell Banker Residential Brokerage - ABR - SRES - Alexandria, VA
Northern Virginia Real Estate

Beverly,

What a great story to illustrate how being a Realtor really can be one of the best jobs in the world.  Congralations on this transaction.

Michael

Nov 07, 2009 12:50 PM #6
Rainmaker
277,641
Beverly Carlson
Carlson Properties 325-721-2429 - Abilene, TX
Abilene's Staging Realtor

Carole, having a happy homebuyer is a wonderful feeling.

 

Michael,  Thanks for your comment.  Being a Realtor is a good job!

Nov 07, 2009 01:50 PM #7
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Rainmaker
277,641

Beverly Carlson

Abilene's Staging Realtor
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