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Did You Know - You Are Entitled To A Yearly Free Copy Of Your Credit Report?

By
Real Estate Sales Representative with Prudential Douglas Elliman Licensed Real Estate Salesperson

Did You Know - You Are Entitled To A Yearly Free Copy Of Your Credit Report?

You are allowed to receive one free credit report every 12 months from each of the nationwide credit companies - Equifax, Experian and TransUnion. This free credit report can be requested through this website https://www.annualcreditreport.com This website permits you to request a credit report once every 12 months from each of the major consumer credit reporting companies: Equifax, Experian and TransUnion.

It's up to you whether you ask for all three credit reports at the same time or order one today and others later. The benefit of getting all three at the same time is that you can compare them. Just keep in mind that you will not be eligible for another free credit report from the Central Source for 12 months. On the other hand, the advantage of asking for one today and others later -ie., one credit report every four months- is that you can keep an eye out for any changes that may show up on your credit report. Remember, if you order from only one company today you can still order from the other two companies at a later date.

If you find erroneous information and wish to dispute or correct that information in your credit report then contact the credit reporting company that provided the credit report:

Getting back on track is easier than you think. Give it a shot then come back to this post and tell us about your experience.

Vincent Martinez Realtor

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

 

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Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Did You Know - You Are Entitled To A Yearly Free Copy Of Your Credit Report? Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Jeana Cowie
RE/MAX Real Estate Limited - Paramus, NJ
Broker Associate, ABR, CRS, GRI, SRES

Good reminder for all of us - thanks!

Nov 01, 2009 08:26 AM
Norma J. Elkins
Elite Realty Group - Morristown, TN
Realtor - Elkins Home Selling Team

Thanks for sharing - I do need to check on mine! 

Nov 01, 2009 10:19 PM