Hartford County Mortgages - Purchase or Refinance

Mortgage and Lending with Norcom Mortgage NMLS# 71655 Equal Housing Lender NMLS# 76681

The Right Hartford County Mortgage - Purchase or Refinance at the best Mortgage Rate!

Rick Cignoli is Mortgage Professional with expertise in all areas of FHA and Conventional Mortgage lending in CT focusing on the Hartford County Mortgage market. Understanding his Mortgage clients' needs with honest answers to their concerns has earned Rick the reputation as a Hartford County Mortgage Advisor you can trust. ________________________________________________________________________________________________

Whether you plan to:

  • Purchase your First Home
  • Purchase a Larger Home. Downsize and Purchase a smaller one.
  • Refinance to a lower Mortgage rate
  • Refinance to Consolidate High Cost debt

Rick is committed to helping your family with ... the Right Mortgage Solution at the Best Rate!   _____________________________________________________________________________________

  • FHA Mortgage.
    • Reduced Rates, Cheaper MI & Low Payments for Greater Savings     
    • Purchase with Only 3.5% Down
    • $8,000 1st Homebuyer Mortgage Tax Credit    (Hurry! Expires Nov. 30, 2009)
  •  Refinance to a Low Fixed Rate
    • Cash-Out to 85% of Home Value
    • No-Cash Out up to 97% of  Value
    • Streamline" FHA Mortgage Refinance with No Appraisal
  • Rural Housing Development Mortgage Loans.
    • Purchase with 100% Financing of Appraised Value in Select Areas
    • No MI. No Minimum Credit Score
  • Conventional Mortgages & Jumbo Mortgages too!
  • Mortgages for 1-4 Family Homes & Investment Properties. ____________________________________________________________________________________________            

Rick (http://activerain.com/rcig37) and the local Envoy Mortgage team control the entire mortgage process from the initial application all the way through to the closing of your Mortgage. All your information is kept secure and private.

  • Direct Mortgage Lender means In-House Mortgage Approval, Local Mortgage Processing and  Prompt Mortgage Closings
    • No Mortgage Application Fee. No Middleman. No Hidden Fees. No Surprises!
    • Free Mortgage Pre-Approval 
    • $300 Credit at closing towards Appraisal cost
    • Hassle FREE Mortgage Experience

 When You Work with a Mortgage Professional, You Get Professional Mortgage Results

Hartford County Mortgage - Purchase or Refinance

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For rickthe Right Mortgage at the Right Rate, Call …

  Rick Cignoli

  Sr. Mortgage Officer

  NMLS# 76681




“When You Work With A Professional, You Get Professional Results”


Norcom Mortgage

NMLS# 71655

38 Security Drive, Avon, CT 06001

Office:  860.676.8003

Fax:     860.647.8940



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Rick Cignoli

Sr. Mortgage Loan Officer
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