| APR .3978 to Rate | FHA 15 Yr Fixed | FHA 3/1 ARM | FHA 30 yr Fixed | FHA 5/1 ARM 2/2/6 |
| Loan Amount | $241,250 | $241,250 | $241,250 | $241,250 |
| Interest Rate | 4.250% | 3.750% | 4.750% | 3.875% |
| Points | 0.000 | 0.000 | 0.000 | 0.000 |
| Monthly Payment | $1,814.87 | $1,117.27 | $1,258.47 | $1,134.45 |
| Total Payments | $326,676.70 | $600,545.68 | $453,050.34 | $626,800.96 |
| Total Interest | $85,426.70 | $359,295.68 | $211,800.34 | $385,550.96 |
| Closing Costs | $1,743 | $1,743 | $1,743 | $1,743 |
| Lender | GMAC Mortgage | Bank Of America | Bank Of America | GMAC Mortgage |
Rates based on a 200,000 Purchase price with 3.5% down and 740 Fico Scores. Rates listed are not guaranteed until you lock in your interest rate.
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