Interest rates just keep getting better. About 6 months ago I had forecast 7% rates by Christmas. I'm pleased to say...I was wrong. I may have missed the timing, but I'm still forecasting rates climbing in the not too distant future. If you are planning on buying, selling or refinancing now is the time. Call if you need a good lender. I endorse Market Mortgage and Colony Mortgage. This week a 30 year loan was 4.75% and a 15 year loan was 4.25%. Time to lock in these rates!