Interest rates are at record lows !!!!
Here are some loan programs currently being offered by Ron Goodli of Coast Capital Group at 310-798-5514 :
Rates available at a 1pt origination fee plus standard closing costs. Rates based on fico score ">740", impound account, loan to value "<60%" and lock period "30 days"...
Loan amounts from $150,000-$417,000:
30yr fixed loan 4.375% (4.48% APR)
10/1 ARM fixed 4.125% (4.22% APR)
5/1 ARM fixed 3.375% (3.45% APR)
Loan amounts from $417,000-$729,750..Program has been extended for 2010..
30yr fixed loan 4.75% (4.89% APR)
10/1 Arm fixed 4.5% (4.68% APR)
7/1 ARM fixed 4.0% (4.125% APR)
5/1 ARM fixed 3.625% (3.83% APR)
Loan amounts from $729,750- $2,000,000
These rates are available at a 1pt origination fee plus standard closing costs. Rates based on fico score, loan to value, lock period and potential banking relationship... Potential for Interest only payment..
30yr fixed 5.375% (5.52% APR)
10/1 ARM fixed 5.25% (5.45% APR)
7/1 ARM fixed 5.0 (5.29% APR)
5/1 ARM fixed 4.625% (4.87% APR)
3/1 ARM fixed 4.375% (4.56% APR)
Loan amounts from $2,000,000- $10,000,000:
These rates are available at a 1pt origination fee plus standard closing costs. Rates based on fico score, loan to value, lock period and banking relationship... Potential for Interest only payment..
10/1 ARM fixed 5.625% (5.75% APR)
7/1 ARM fixed 5.25% (5.369% APR)
5/1 ARM fixed 4.875% (5.128% APR)
3/1 ARM fixed 4.625% (4.75% APR)
6 month arm 3.0% (5.125%APR)
The following are interest rate quotes from Al Hermann of American/California Financial Services
:
30 Yr Fixed FHA |
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Rate |
APR |
|
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4.500% |
4.652% |
Conforming 30 Yr Fixed up to $417000 |
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Rate |
APR |
|
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4.375% |
4.525% |
Conforming Jumbo 30 Yr Fixed $417001 - $625500 |
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Rate |
APR |
|
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4.750% |
4.896% |
Conforming Jumbo Fixed $625000 - $729750 |
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Rate |
APR |
|
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4.750% |
4.894% |
Jumbo 7/1 ARM $1.5 Mil (higher loan amt available) |
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Rate |
APR |
|
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4.990% |
4.042% |
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