You're Ready to Buy a Home: Step 1

Real Estate Broker/Owner with Better Homes and Gardens Real Estate Star Homes
You're ready to buy a home, what's the first step?

The first step to buying a home is to meet with a loan officer and to get pre-approved for a home mortgage.

A loan officer can discuss with you the different home loan programs available to you and more importantly, what your approximate monthly home mortgage payment will be.

An important consideration to remember if you're using an online home mortgage calculation tool is the cost of property taxes. Another additional cost will be homeowners insurance and if needed, private mortgage insurance.

Here is a brief list of the items you will need to bring to your loan officer for a mortgage pre-approval:

Your driver's license, Social Security number, information on current and previous employers and residences, most recent pay stubs, copies of credit card and loan statements, copies of bank statements and asset information (stocks, pension and retirement funds).

If you would like a referral to one or more local loan officers, please send me an email at the link below or give me a call at 224-627-7581.

Jim Starwalt

Thinking of making a move? Log onto my website at and search the Multiple Listing Service from over 150,000 homes for sale. Registering is quick and easy!

Jim Starwalt, Broker Associate RE/MAX Center, Phone: 847-548-2625


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Home Buying
Illinois Lake County
home buying
mortgage calculator

Post a Comment
Spam prevention
Spam prevention
Post a Comment
Spam prevention

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Jim Starwalt

Expect Better
Ready to Make a Move? Contact Jim Starwalt
Spam prevention

Additional Information