Arizona short sales not protected under anti-deficiency law by default

The most common question I hear from those interested in a short sale is in Arizona am I proteced from the bank coming after me if I short sale my house. In Arizona for a seller to be protected by the anti-deficiency statute a trustee sale must occur. A trustee sale does not happen in a short sale so there is no built in protection. But you can be protected if you get language written into the terms of the short sale acceptance.