Home Buying Process - Buying a Home in Warner Robins GA

Home Buying Process - Buying a Home in Warner Robins GA

Here is a brief synopsis step-by-step of how I like to help homebuyers find their dream home.

1. 1^st step is to get preapproved with a local lender.
   1. If you don’t already have one chosen I recommend Bobby Taylor at Main Street Home Loans at 478-953-4490. This gives us a starting point with price ranges and type of loan. Type of loan can be VA, FHA, or Conventional. The type of loan can affect what types of homes you can purchase and which ones to go look at. He can also let you know what your closing costs and prepaids will be. So within 30-45 minutes he will check your credit score, provide you an estimate on out of pocket expenses, help you determine what type of loan best suits your needs, and provide you a loan approval letter. We can use the approval letter and estimated closing costs to help write your offer on a home. When we find a home and write a contract he can give you a good faith estimate which will show actual closing costs, prepaids that you will need to bring to the closing table, lock in your interest rate, and show you your estimated payment
   2. Let me know what price range, size, and location you are looking for in a home and I will send you listings that meet your criteria.
   3. Look through the listings and let me know which MLS#’s or addresses you like best
   4. I will add your favorites to your favorites list and you will be notified automatically of any status or price changes to those homes.
   5. Set up a time to go look at homes in the area. We can go look at your favorites and I will add some homes to the list as well.
   6. I’ll help you narrow down your search to one or two subdivisions that you like best.
   7. Then we can take a closer look at your favorite subdivisions.
   8. We can write an offer on the home you like best

It only takes about 30 or 45 minutes to get preapproved for your loan and you can do it in person, on the phone, or online. Once you are ready to go look at homes I like to spend the first day looking at several different subdivisions in different parts of Warner Robins, Bonaire, Centerville, Byron, and Kathleen or Perry. On the second day we can usually have your search narrowed down to two or three subdivisions. By the third day of looking at homes we can usually have your search narrowed down to a small handful of homes to choose from. Once you choose which home you like best, then it is usually a good idea to keep a 2nd and 3rd choice in mind in case something goes wrong with the first choice. Then it takes about 30 days for the loan paperwork, inspections, appraisal, and closing attorney checking title before we can close on the home. I will work with you from beginning all the way to closing on your home to answer all of your questions and do everything I can to keep the whole process as simple and stress free as possible.