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ML 2009-28 Appraiser Independence

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Home Builder with Handyman Services


Effective for all FHA case numbers assigned on or after February 15, 2010

The New Appraiser Independence Requirements must be followed on your loan transactions

Prohibits FHA lenders from accepting appraisals prepared by appraisers who are selected, retained or compensated by mortgage brokers and commission-based lender staff. In addition, enforces appraiser independence by prohibiting the mortgage broker from having substantive communications with the appraiser regarding valuation, ordering, or managing the appraiser assignment.