Leading Yourself to a better life

Mortgage and Lending with Union Home Mortgage Corp.
"The last of the human freedoms is to choose ones attitudes"

                                                                      -Victor Frankl


Leading Yourself to a Better Life

 Ben Franklin had many accomplishments over his life. We believe that one of his best was his thoughts on human achievement. Without a doubt he was way ahead of his time.  He looked at achieving happiness, success and significance  being similar to climbing a ladder. Below are listed his 12 rungs. These are taken from the book "The Art of Virtue". Franklin conceived of this book at the age of 26 but never actually got around to writing it. In 1986, editor George Rogers completed the task by gleaning Franklin's thoughts on the subject from his various writings.


Rung One

All human achievement rests on the establishment of clearly defined objectives.

Rung Two

The achievement of one's objectives requires a good plan and consistent effort.

Rung Three

Religion is a powerful regulator of human behavior.

Rung Four

Correct action is dependent upon correct opinion.

Rung Five

Motives of personal gain tend to be opposite of one's true self-interest.

Rung Six

Without honesty, there can be no happiness.

Rung Seven

The proper acquisition and use of money may be a blessing, but the opposite is always a curse.

Rung Eight

The possession of health makes all things easier; its absence makes everything more difficult.

Rung Nine

Happiness springs immediately from the mind.

Rung Ten

Life is immeasurably more satisfying to those who get along well with others than to those who do not.

Rung Eleven

Of all human relations, the most enduring and satisfying are those of family

Rung Twelve

In the process of aging and dying the fruits of a long life well lived are most sensibly felt.




The date is set the room is booked.  Mark your calendars for July 25th at 11:30 am. We are hosting a VERY IMPORTANT "Lunch & Learn" about major changes in the mortgage industry that are effecting your business.  Not only can you come and enjoy lunch at the event you can learn specific strategies that you can use to SELL MORE HOUSES.

We all know that market changes have made it difficult at best. To add insult to injury changes in sub-prime lending as well as programs for buyers with lower credit scores and low down payments have made selling homes to this segment of the market harder to do with acceptable mortgage terms. 

Please join us as we take you through a complete understanding of why these changes occurred and what SECRETS we can share with you on how to overcome these obstacles and be a hero to both your buyers and sellers.

The event will be held at the Crowne Plaza Hotel (formerly the Clarion) located at 5901 Pfeiffer Road in Blue Ash. Seating is limited so please call Chris or I to RSVP or just shoot us an email. Bring a friend!!!!

To Your Success,


Rick and Chris





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Christine Melcher
Fifth Third Bank - Brunswick, OH
The Loan Lady
great blog Rick!  Ben Franklin was very admirable and a great example of a man with integrity that we should all strive to be more like.  Hope to hear from you again.
Sep 17, 2007 02:45 AM #1
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Rick Pilger

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