0% down payment for a Home in Fort Bend, Harris County, Brazoria County or anywhere in Texas. A USDA Mortgage

Mortgage and Lending with www.DaveYourMortgageGuy.com - Legend Lending NMLS #293883

With the mortgage industry always changing, it is important to know your options for the best mortgage.  USDA loans are a fantastic option.  You can qualify for a USDA loan if the home you are buying falls in a "rural" area.  Obviously, the city of Houston is not considered a "rural area".  But, you would be surprised what is considered "rural" in Houston's surrounding area.  Lets talk about the Highlights of a USDA loan:


  1. You will not need a down payment.  That's right 0%!!!  FHA loans require a down payment of 3.5% and a conventional can require 5% or more. 
  2. And the seller can pay all or some of your closing costs.  This would allow you to get in the home with the least amount of money possible.
  3. You will not have any monthly mortgage insurance.  This will give you an even lower monthly mortgage payment then a conventional loan or a FHA loan.
  4. a USDA loan is a government loan. 
  5. There are income limits based on the county


The home must fall in a "rural area", so please call me today to find out if the home qualifies.  This mortgage program is available in Fort Bend County, Harris County, Brazoria County or any part of Texas.  Another great mortgage program available thru "Dave Your Mortgage Guy". 


Posted by





David Krichmar 

Mortgage Banker NMLS#293883 

Legend Home Lending

LLC NMLS #229421

Has Written For Realtor Magazine, Houston Agent Magazine, Scotsman Mortgage Guide

Appeared On Fox Business


Named 5 Star Mortgage Professional 2013, 2014, 2015, 2016, 2017

Named Top Mortgage Professional 2010,2011




For More Mortgage Info Follow me at  Dave's Blog


If you are looking for a FHA, VA, USDA, Homepath, Conventional, Jumbo, Construction, FHA 203k mortgage in Fort Bend County, Sugar Land, Houston, Katy, Harris County, Brazoria County, Pearland, Richmond, Bellaire, West University, The Woodlands, Kingwood, Friendswood, Clear Lake, Galveston, Fulshear, Tomball, Spring, Conroe, Montgomery County or anywhere in Texas I am your GUY!  


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Laura Giannotta
Keller Williams Realty - Atlantic Shore - Little Egg Harbor, NJ
Your Realtor Down the Shore!

Believe it or not, we use USDA Rural Development loans here in my area of New Jersey!  Zero down, no PMI, can't beat it!

Feb 06, 2010 11:07 PM #1
David Krichmar
www.DaveYourMortgageGuy.com - Legend Lending - Sugar Land, TX

Thanks Laura.  It is amazing.   Makes you wish it was for more homes then just Rural homes. 

Feb 07, 2010 12:22 AM #2
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