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Do you have a First Time Home Buyer? THE H.O.M.E LOAN is ANWSER!

By
Mortgage and Lending with CNN Mortgage NMLS # 771044

With no funds needed for a downpayment, low monthly payments and competitive rates, the HOME Loan is designed to help your borrowers overcome any barriers to their dream of home ownership.

Whether a first-time homebuyer or one simply looking to leverage future income potential, our HOME Loan is the key!

Benefits to you:

 Up to 100% financing                                 Credit scores as low as 620.

 10-year interest-only period.                       40-year term.

 5-year fixed-rate period.                            No income restrictions.

 Standard Mortgage Insurance (MI) rates.     Fast underwriting approval and closing process.

CUSTOMER PROFILE:

Our new H.O.M.E. loan can help you get more business with:

• First-time homebuyers, renters, apartment dwellers

• Recent college/professional graduates with good future earnings potential

* Newly married couples starting out with good income prospects

• Single parents/newly divorced singles with good income who just need a "jump start" to get into a home they can afford

• Growing families trying to get into their next home.

BENEFITS:

Benefits to your Prospective Clients:

• Can make the difference in being able to purchase a home.

• No funds for a downpayment = no problem!

• Low, more affordable monthly payments.

• No additional Mortgage Insurance costs; standard rates apply.

• Competitive pricing.

• Leverage their future income potential to purchase the home they want now.

Benefits to you as a Real Estate Professional:

• A loan that enables you more entry-level transactions.

• Expand your pool of potential buyers

• Faster loan approval allows you to more quickly move your listings.

• Fast, accurate underwriting approvals allow deals to be closed on time as promised.

• More satisfied customers = more word-of-mouth business.

• A simple one-loan, one - transaction solution for 100% financing.

Realtor H.O.M.E. rev. 8/06

Contact me for more information