I think that we as real estate licensee would need to help people to understand that there are more options available other than Foreclosure and Bankruptcy. I think that giving them the Foreclosure Hotline 1-877-601-HOPE (in Colorado) is a good start. We are not consultants, we are just a resource for the information. And because there are still so many "predators" there who pray on people in this situation, we need to steer them away from them by giving the legit source. I am sure that all the states have their Foreclosure Hotlines, so use it.
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