VA Loan Real Estate

By
Real Estate Agent with WOLFF PAK REALTY BK3126403

A VA loan is a low-cost mortgage that is insured by Department of Veterans Affairs and was intended to offer long-term financing to the U.S. military veterans, persons on active military duty, certain guard & reserve members, and certain un-remarried surviving spouses of veterans. VA loans can be attained by buying or constructing a primary residence, refinancing an existing loan or for home improvement. Eligible lenders can issue the loan. The main objective of the VA direct home loan program is to provide home financing to qualified veterans in areas where private financing is not usually available and to aid veterans purchase properties with no down payment. Eligible areas are chosen by the VA as housing credit shortage areas and are commonly rural areas and small cities and towns not near metropolitan or commuting areas of large cities. VA loans are advisable to all qualified veterans because it is simple and helps you decrease your monthly payment since it offers lower rates. And best of all, you will not need a down payment. Good luck to all our Veterans. Thank you for serving to keep our FREEDOM!! God Bless America and God Bless our Troops!!

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