Atlantic County First Time Home Buyer Grant Program Has Money Available Now! Up to $20,000 To Pay For Down Payment and Closing Costs!

Real Estate Agent with Keller Williams Realty Atlantic Shore

I've been getting so many calls and email regarding my previous posts about the grant program I thought I would compile the information on my previous posts into one blog entry... Of course if you have any additional questions contact me.

The Atlantic County Grant Program for first time home buyers has money available now.  This is a great program for first time home buyers in Atlantic County, NJ. 

The grant through The Atlantic County Improvement Authority (ACIA) provides up to $20,000 for first time home buyers to cover down payment and closing costs.  First time home buyers are buyers who have not owned a primary residence in the last three years.

Here is a list of communities that qualify for the grant money:

Galloway, NJ

Absecon, NJ

Egg Harbor City, NJ

Pleasantville, NJ

Mullica Township, NJ

Hammonton, NJ

Egg Harbor Township, NJ

Hamilton Township, Mays Landing, NJ

Northfield, NJ

Linwood, NJ

Somers Point, NJ

Brigantine, NJ

Ventnor, NJ

Margate, NJ

Longport, NJ

Estell Manor, NJ

Beuna, NJ

*Atlantic City, NJ Has a seperate grant program with up to $30,000 in grant money.

To Qualify For The First Time Home Buyer Grant You Must:

* Have resided in Atlantic County for the last 12 months or are employed in Atlantic County * Have not owned a home in the last three years.

* Have acceptable credit history and be able to obtain a mortgage.

* Have incomes below 80% of median income (effective February 13th, 2009)

Number of household members:               80% of Median income

               1                                                $38,300

               2                                                $43,750

               3                                                $49,250

               4                                                $54,700

               5                                                $59,100

               6                                                $63,450

               7                                                $67,850

               8                                                $72,200

* Please note the median income amounts are based on the 2008 numbers.  I'm waiting to get updated 2010 numbers and will update this post when I receive them.

Eligible Properties:

1. Single family residences in Atlantic County excluding Atlantic City.

2. Sale price can't exceed $200,000.

3. Property must meet all requirements for an approved mortgage.

The program is designed to help pay closing costs and down payment up to $20,000. These funds will be forgiven after 5 or 10 years. Funds are limited and may not be guaranteed if funds are low.

If you or someone you know would like to take advantage of this opportunity before the money is gone. Please contact me immediately at 609-484-9890 ext. 132.

Best wishes,


Your Trusted Real Estate Expert For Life

Posted by

Matthew Haviland ~  ~ 609-484-9890 ext. 132

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Catherine Chaudemanche - Edison & Central NJ
Metuchen Keller Williams Elite Realty / Middlesex County, NJ - Edison, NJ
Full Time, Informed and Involved- Results Driven

Hi Matthew, yes it always surprises me how little folks know about local programs. There is a definite needs for us to keep on advertizing them and be knowledgeable about them so we can efficiently help our clients.

Feb 10, 2010 10:17 PM #1
Matthew Haviland
Keller Williams Realty Atlantic Shore - Atlantic City, NJ

Hi Cathy,

Thank you for your comment.  There are many hidden programs and opportunities that people don't know about.  Most agents don't even know about what is available.  Our job is to stay informed and educate others.  Thanks!


Feb 11, 2010 03:22 AM #2
Liz Donaghy
Garden Goddess by the Sea LLC - Longport, NJ


Thanks for taking the time to put this together.  It was a pleasure meeting you yesterday and I hope we have the opportunity to do business with one another in the future.  Keep up the great work!


Feb 13, 2010 03:01 AM #3

Are there any programs like this still available?

Apr 15, 2011 05:47 AM #4

Hello! I was wondering if this offer of the housing grant is still available? If so, I'd be intersted in meeting with you! Thank you so much!

Sep 14, 2015 11:14 PM #5
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