"Requires a creditor, a mortgage servicer, or an agent of a creditor to acknowledge a written offer made in connection with a proposed short sale of property that is subject to a mortgage transaction that is at least 60 days delinquent. Provides that the acknowledgment must be provided not later than 10 business days after the date of the offer. Requires the creditor, servicer, or agent to accept or reject the short sale offer not later than 30 business days after receipt of the offer." Sounds great for all us Short Sale Realtors in Indiana. What will it mean, will it help. What we are finding is that most lenders especially the large ones just ignore the Bill and its terms. Or they simply quickly reject the offer.