Fair Isaacs scoring to change

Real Estate Agent with James Phillips Realty


Changes are coming soon to the way Fair Isaacs will rate authorized users on credit reports.  Due to the abuse of a few selling credit lines to boost FICO scores it has become necessary to make some changes.

These changes will come in the form of new software that will rescore credit files removing any benefit given to people that have been added to another person's credit line as an authorized user.

At this time it seems that this will take place at one credit bureau however this is expected to reduce many people's FICO scores at a time when qualifying for loans has been increasingly difficult.


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