Does Your Inspector carry Errors and Omissions Insurance?
At least, when we were required to be Pest Inspectors, a small amount of insurance or bonding was required to protect the home owner.
The debate over E&O insurance is probably as old as the home inspection industry. Many inspectors (ASHI estimates up to a third!) don't carry it thinking that it's either too expensive or makes them a target. At the ASHI conference in Las Vegas last month, I had lunch with an inspector who's been in business for 14 years - and NEVER carried insurance.
Personally, I carry it because I think it makes good business sense. If you're referring inspectors to clients, I recommend you check - an inspector with E&O insurance will be more than happy to prove it with the paperwork

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