2010 Washington Loan Limits for FNMA & FHLMC - WA Fannie Mae & Freddie Mac Loan limits 2010

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Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

2010 Washington FNMA & FHLMC - WA Fannie Mae & Freddie Mac Loan limits 2010

Fannie Mae & Freddie Mac have retained the expanded 2009 loan limits for 2010.  The standard conventional loan limit remains at $417K accross the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the new formula in the 2008 housing bill passed in July of 2008, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.

There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $417K.  They require a minimum of 10% down payment and a maximum debt ratio of 45%. 

We also posted updates regarding the 2010 Washington FHA loan limits here 

We offer Conforming Jumbo Loans for Single Family Homes up to $567,500 in King, Snohomish, and Pierce Counties.  Up to $593,750 in San Juan County, and $475,000 in Kitsap County.  

Check out the Loan limits for 2010 in your County: 

County Name Single Family Duplex Tri-plex Four-plex


ADAMS $417,000 $533,850 $645,300 $801,950

NON-METRO


ASOTIN $417,000 $533,850 $645,300 $801,950

LEWISTON, ID-WA (MSA)


BENTON  $417,000 $533,850 $645,300 $801,950

KENNEWICK-RICHLAND-PASCO, WA (MSA)


CHELAN $417,000 $533,850 $645,300 $801,950

WENATCHEE, WA (MSA)


CLALLAM $417,000 $533,850 $645,300 $801,950

PORT ANGELES, WA (MICRO)


CLARK $418,750 $536,050 $648,000 $805,300
PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)


COLUMBIA $417,000 $533,850 $645,300 $801,950

NON-METRO


COWLITZ $417,000 $533,850 $645,300 $801,950

LONGVIEW, WA (MSA)


DOUGLAS $417,000 $533,850 $645,300 $801,950
WENATCHEE, WA (MSA)


FERRY $417,000 $533,850 $645,300 $801,950
NON-METRO


FRANKLIN $417,000 $533,850 $645,300 $801,950
KENNEWICK-RICHLAND-PASCO, WA (MSA)


GARFIELD $417,000 $533,850 $645,300 $801,950
NON-METRO


GRANT $417,000 $533,850 $645,300 $801,950
MOSES LAKE, WA (MICRO)


GRAYS HARBOR $417,000 $533,850 $645,300 $801,950
ABERDEEN, WA (MICRO)


ISLAND $417,000 $533,850 $645,300 $801,950
OAK HARBOR, WA (MICRO)


JEFFERSON $437,500 $560,050 $677,000 $841,350
NON-METRO


KING $567,500 $726,500 $878,150 $1,091,350
SEATTLE-BELLEVUE-EVERETT, WA METROPOLITAN DIVISION


KITSAP $475,000 $608,100 $735,050 $913,450
BREMERTON-SILVERDALE, WA (MSA)


KITTITAS $417,000 $533,850 $645,300 $801,950
ELLENSBURG, WA (MICRO)


KLICKITAT $417,000 $533,850 $645,300 $801,950
NON-METRO


LEWIS $417,000 $533,850 $645,300 $801,950

CENTRALIA, WA (MICRO)


LINCOLN $417,000 $533,850 $645,300 $801,950
NON-METRO


MASON $417,000 $533,850 $645,300 $801,950

SHELTON, WA (MICRO)


OKANOGAN $417,000 $533,850 $645,300 $801,950
NON-METRO


PACIFIC $417,000 $533,850 $645,300 $801,950
NON-METRO


PEND OREILLE $417,000 $533,850 $645,300 $801,950
NON-METRO


PIERCE $567,500 $726,500 $878,150 $1,091,350
TACOMA, WA METROPOLITAN DIVISION


SAN JUAN $593,750 $760,100 $918,800 $1,141,850
NON-METRO


SKAGIT $417,000 $533,850 $645,300 $801,950
MOUNT VERNON-ANACORTES, WA (MSA)


SKAMANIA $418,750 $536,050 $648,000 $805,300
PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)


SNOHOMISH $567,500 $726,500 $878,150 $1,091,350
SEATTLE-BELLEVUE-EVERETT, WA METROPOLITAN DIVISION


SPOKANE $417,000 $533,850 $645,300 $801,950
SPOKANE, WA (MSA)


STEVENS $417,000 $533,850 $645,300 $801,950


THURSTON $417,000 $533,850 $645,300 $801,950

OLYMPIA, WA (MSA)


WAHKIAKUM $417,000 $533,850 $645,300 $801,950
NON-METRO


WALLA WALLA $417,000 $533,850 $645,300 $801,950
WALLA WALLA, WA (MICRO)


WHATCOM $417,000 $533,850 $645,300 $801,950
BELLINGHAM, WA (MSA)


WHITMAN $417,000 $533,850 $645,300 $801,950
PULLMAN, WA (MICRO)


YAKIMA $417,000 $533,850 $645,300 $801,950
YAKIMA, WA (MSA)

 

VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender.   What is that?  We are a FHA Direct lender with the full support of HUD, the US Department of Housing & Urban Development.   We offer FHA loans in all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline.  We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans.  VanDyk Mortgage also offers VA Loans up to $417K (standard VA) and VA Jumbo Loans up the the VA County Limit.

We serve the entire state of Washington including:  

We serve all of the following areas in Washington:  Seattle, Greenwood, Bellevue, Kirkland, Redmond, Issaquah, Renton, Snoqualmie, North Bend, Carnation, Woodinville, Bothell, Kenmore, Shoreline, Shorewood, Edmonds, Northgate, University District, Queen Anne, Fremont, Magnolia, West Seattle, Bainbridge, Bremerton, Port Orchard, Port Angeles, Winslow, Keystone, Poulsbo, Sequim, Midway, Redondo, Des Moines, Kent, Auburn, Mercer Island, Snohomish, Everett, Lynnwood, Silver Lake, Marysville, Puyallup, Mill Creek, Duvall, Sammamish, Mountlake Terrace, Mukilteo, Monroe, Sultan, Goldbar, Lake Stevens, Arlington, Smoky Point, Burlington, Bellingham, Blaine, Ferndale, Oak Harbor, Stanwood, Anacortes, Mt. Vernon, Deming, Sedro Wooley, Yakima, Selah, Union Gap, Naches, Ellensburg, Kittitas, Richland, Benton City, Prosser, Mabton, Sunnyside, Granger, Buena, Zillah, Toppenish, Wapato, Kennewick, Pasco, Ritzville, Moses Lake, Wenatchee, Glacier, cashmere, port townsend, Gig Harbor, Tukwila, Covington, Maple Valley, Black Diamond, Enumclaw, Buckley, Bonney Lake, Lakewood, University Place, Tacoma, Dupont, Spanaway, Graham, Yelm, Olympia, Tumwater, Vancouver, Lacey, Centralia, Chehalis, Longview, Kelso, Battleground, Brush Prairie, Washougal, Camas, Spokane, Spokane Valley, Liberty Lake, Newman Lake, Colbert, Deer Park, Newport, Airway Heights, Medical Lake, Cheney, Reardan, Davenport, Mead, Greenacres, Veradale, Nine Mile, 7 Mile, five Mile, Juanita, Wedgewood, rainier, Ballard, Phinney Ridge, Green Lake, Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish, Woodinville, Auburn, Kent, Federal Way, Black Diamond, Des Moines, Snohomish, Carnation, North Bend, Mill Creek, Bothell, Kenmore, Shoreline, Ballinger,San Juan, Edmonds, Maple valley, Sahallee, Snoqualmie, Monroe, Everett, Mukilteo, SilverLake, Edmonds, Marysville, Mount vernon, bellingham, Sehome, Lynden, Blaine, Burlington, Sedro Wooley, Everson, Whidbey Island, Camano Island, Port Orchard, Bremerton, Kitsap, Silverdale, Renton, Newcastle, Newport, Tukwila, SeaTac, Tacoma, Puyallup, Roy, Bonney Lake, Sumner, Olympia, Tumwater, Spokane, Spokane Valley, newport, Yakima, Ellensburg, Kennewick, Richland, Pasco, Sunnyside, Prosser, vancouver, Kelso, Clarkston, Pullmanand more.

 Plus all of California

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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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