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Dutchess County residents do you have flood insurance?

By Jennifer Fivelsdal

Real Estate Broker/Owner with JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571 10491201242

February 28, 2010 03:42 PM

Dutchess County residents do you have flood insurance?

Do you have flood insurance? Today finally it stopped snowing so I ventured out to the store to replenish my cupboards. Driving along I saw evidence of melting snow, and standing water now in areas I have not noticed before.

Since I am a Realtor immediately I started thinking about flooded basements. Then I wondered how many have flood insurance, and how costly it will be for those without coverage.

The mistake many makes is in thinking that flood just don't happen in their area, the truth is floods can happen anywhere, lots of snow having no place to go or a clogged drain pipe is all it takes.

So take a look at a few flood scenarios and if you don't have flood coverage you might be convinced to do so and protect one of your most valuable assets.

Based on where you live you might want to see if you qualify for the National Flood Insurance.

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JFIVE HOMES REALTY LLC - 845-758-6842- jennifer@jfivehomes.com and www.jfivehomes.com

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Karen Anne Stone

New Home Hunters of Fort Worth and Tarrant County - Fort Worth, TX

Fort Worth Real Estate

Jennifer: These days, with the crazy weather, flood insurance would be a great thing to have. Trouble is, nobody thinks of it until it's too late. Great reminder for your readers !

Feb 28, 2010 04:27 PM

Bill Gassett

RE/MAX Executive Realty - Hopkinton, MA

Metrowest Massachusetts Real Estate

There are many homes in my area that are getting water due to all the snow and rain at the same time. It is never fun dealing with water issues!

Feb 28, 2010 10:43 PM

Jennifer Fivelsdal

JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571 - Rhinebeck, NY

Mid Hudson Valley real estate connection

Karen that is always the cause flood insurance comes to mind when the damage has been done.

Feb 28, 2010 11:06 PM

Bill that is true water issue is a real pain and then you have to be concern about mold issue.

Feb 28, 2010 11:07 PM

ASHEVILLE REALTY REFERRAL RESOURCE 828-776-0779

REAL ESTATE REFERRAL NETWORK - Asheville, NC

CONTACT janeAnne365@gmail.com

Jennifer~

Good idea to look into flood insurance. Thanks for the reminder.

Feb 28, 2010 11:13 PM

Robert L. Brown

www.mrbrownsellsgr.com - Grand Rapids, MI

Grand Rapids Real Estate Bellabay Realty, West Mic

We have a few areas here that qualify for flood insurance. A good reminder to at least check to see IF you need it.

Feb 28, 2010 11:25 PM

JaneAnne this is one of those that is easy to overlook but can be so costly.

Robert I suppose you are talking about the National Flood Insurance but even outside of those areas floods can occur.

Feb 28, 2010 11:35 PM

Kim Sellers

Lake Arrowhead, CA Coldwell Banker - Lake Arrowhead, CA

Lake Arrowhead Realtor - BRE#01412099 - Lake Arrow

Jennifer... this is a topic that we are encountering more and more. Snow melting and water seepage, yikes, and to think in our area it is really cheap for most homes, no reason not to get it.

Mar 01, 2010 03:44 AM

Carol Culkin

Diamond Partners Inc - Overland Park, KS

Overland Park Residential Real Estate

Jennifer - My thought exactly right now. It's going to become a bigger mess as the days go by and the temperatures get warmer. Now may be a good time to revisit some of our buyer deals that are pending sales.

Mar 01, 2010 08:26 AM

George Souto

George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT

Your Connecticut Mortgage Expert

Jennifer it is a great idea to have Flood Insurance if you are in an area that is prone to flooding. In fact if you are doing a loan and are in a Flood Plain, we can't do the loan unless you take out Flood Insurance. But Flood Insurance can be very costly, but not as costly that a flood can cause.

Mar 01, 2010 08:36 AM

Ray Saenz

Exit Realty Laredo - Laredo, TX

Homes for Sale in Laredo, TX - Texas, Realtor

Jennifer,
It's always alert and remind people about these important factors, hope that all of them are ok :) good blog !

Mar 02, 2010 11:49 AM

Dutchess County residents do you have flood insurance?

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Jennifer Fivelsdal

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