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If your on the fence about buying or selling...it's time to jump off!

By
Mortgage and Lending with USA Mortgage 0000

Is it the right time to sell your home? Is it time to buy a new home? 

Only you can make that decision.  I can advise you about the current market conditions...and, in my humble opinion...it's a great time to sell and buy.  You just have to jump down and set the process in motion.

It's a buyers market right now, sure.  Interest rates are very low.  Property values have come down to a more reasonable level--which allows buyers to purchase more house for less money, and there are a lot of properties to choose from.  For first-time homebuyers...there is also that terrific incentive...a tax credit of up to $8,000, for qualified buyers. However, you must be "under contract" before April 1, 2010 and close before June 30, 2010.  Stay in your new home for three years and that tax credit is yours to keep!

For Seller's?  True, property values have come down. But, your home is actually worth what a Buyer is willing to pay for it. If your home is reasonably priced, if it is properly staged and show's well...you should have no problem selling it. And right now, if you sell the home that you've lived in as your primary residence for the last five years and buy a new home you could qualify for a $6,500 tax credit. Again, you must be under contract to buy the new home by April 1, 2010 and close before June 30, 2010. You must live in your new home, as your primary residence, for the next five years to keep the tax credit.

It can be complicated...or, simple.  You just need help getting all the details right.  That's where I can help.  Give me a call--let me help you make the process as simple and easy as possible!

       

        

Pat Champion
John Roberts Realty - Eustis, FL
Call the "CHAMPION" for all your real estate needs

This is a great post you are right it is a great time to buy or sell; perfect time of the year with advantages for everyone.

Mar 01, 2010 04:17 AM
Patricia Bonuchi
USA Mortgage - Columbia, MO

Thanks, Pat!

Mar 01, 2010 04:39 AM
Rob D. Shepherd
RETIRED - Florence, OR
RETIRED

Its the right time and a frustrating time when the buyers won't make a move on something.

Mar 01, 2010 04:57 AM
Patricia Bonuchi
USA Mortgage - Columbia, MO

Yes, it's a frustrating time for us agents, too.  Patience is no longer a virtue...it's a necessity.  But, my clients and my prospective clients are counting on me.  I don't have time to show my frustration. At least, not to the public at large.  LOL

Mar 01, 2010 06:02 AM