Control Freaks.....What's Your Plan B?

By
Education & Training with Advantage Solutions Group

Jimmy Dean said,"Dream as if you'll live forever. Live as if you'll die tomorrow"

Mother Nature has a way of reminding us we aren't in charge, doesn't she? First Haiti and now Chile have felt her wrath with the horrendous earthquakes this year. It is a stark reminder of how impermanent our hold on reality is. Our US weather has also thrown us some curve balls this winter: Snowstorms and power outages can quickly render YOUR plans untenable-leaving you socked in, and unable to live life as usual. And, it's not just the weather. The economy and personal health issues can quickly change the best laid plans. Simply put, taking the future for granted, is risky business. 

I read an interesting article yesterday comparing the physical impact of the 2 quakes. Chile had building codes that helped decrease the devastation and had the benefit of support systems to deal with this. I don't want to minimize in any way what they are going through there or in Haiti right now, but the difference between the preparedness and ability to be prepared probably saved a lot of lives in Chile. My love and empathy are with people in both countries. I do believe, though, we can always learn from all of the challenges in life and learning from another's lesson often saves some heartache.  I know many of you are dealing with all of this in your own ways, whether it is the weather, your health or the economy.

How do you react when faced with having to go to Plan B? Do you have a Plan B?

Many people prefer not to think about or look at what could happen that could TOTALLY derail their plans. I certainly don't believe in dwelling here or awfulizing, but I do believe preparation for all eventualities is a very smart action.

 At least once a year (when you do your business planning is a good time to review your Plan B's) take a look at a few areas:

•·        What is Plan B if I got hurt of very sick this year?

•·        What is Plan B if my income doesn't come from the projected sources?

•·        What is my Plan B if my spouse or significant other dies?

•·        What is my Plan B if an act of nature devastates my home?

•·        What other areas of my life could be impacted by an unforeseen event?

At the end of this month, you should be doing your 1st quarter review...that might be a good time to address these issues, if you don't have an answer in place!

And, then hopefully, you can have a year where the gratitude of not having to need a Plan B unfolds with all you have dreamed, and planned!

 This makes me remember....Back in the 70's when we lived the hippie life...there was a day when I was frustrated because the ants had figured a way through the gasket in the refrigerator and were into the food! It had ruined my morning, but then I had a chat with someone who had just gotten horrid health news and I realized if ants in the refrigerator were the worst problem I had...life was not too bad! Those earthquakes sure put things into perspective as well and have given me gratitude for all that I am enjoying daily!

By the way... My friend, Carra Riley's Cosmic Cowpie Book, has a wonderful chapter on Plan B. If you don't know of her, take a look at her group, Cosmic CowPie here on ActiveRain. I believe you'll find some wisdom mixed with a fun perspective!

 

Have a Marvelous Week! It IS up to you!!!!!

 

 

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Rainmaker
788,703
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

Oh Boy! Having a Plan B AND C has been heavily on my mind this week.

Workin' on it big time.

Control Freak C :)

 

Mar 01, 2010 08:44 AM #1
Rainmaker
642,606
Dawn A Fabiszak
Private Label Realty ( Denver metro area, Colorado - Aurora, CO
The Dawn of a New Real Estate Experience!

Joeann ~  I no lnger have a plan B.  I will certainly be getting that changed quickly.  Thanks for opening my eyes.

Mar 01, 2010 08:46 AM #2
Rainer
104,986
Craig Richardson
National Realty - McLean, VA

Joeann, great quote by Jimmy Dean.  Unfortunately he did die tomorrow.

Mar 01, 2010 09:36 AM #3
Rainmaker
421,184
Michelle Francis
Tim Francis Realty LLC - Atlanta, GA
Realtor, Buckhead Atlanta Homes for Sale & Lease

Joeann, 

Just got Carra's book, so off to read more on Plan B.  I am sure it will be awesome.  

Great ideas to have more plans.  Many have planned well for a rainy financial day, let alone a big life/death crisis. 

Time to get going. 

All the best, Michelle

Mar 01, 2010 12:05 PM #4
Rainmaker
320,835
Carra Riley & Declan Kenyon
Brokers Guild Cherry Creek Ltd - Westminster, CO
Helping people Transition at all ages!

Ms. Joeann,

I loved your title.. CONTROL FREAKS... I am so over that stage of my life.. seems like we can't control anything no matter how well we plan!  The natural disasters strange weather patterns are sure playing havoc with many people and their normal plans.  Your reasoning is perfect in taking time to review the 1st quarter.. see how things are working and make modifications now.

Learning to just be prepared for a new plan is the right way to fly with thoughts!  Thanks Joeann for coming into play in the Cosmic Cow Pie.. you are helping connect those dots! 

FEATURED in Cosmic Cow Pie.

Cosmic Cow

Mar 01, 2010 01:43 PM #6
Rainmaker
1,142,627
Bryant Tutas
Tutas Towne Realty, Inc and Garden Views Realty, LLC - Winter Garden, FL
Selling Florida one home at a time

Joeann, I'm one of those guys that doesn't have a plan B. I don't want t something to "fall back" on. I prefer staying focused on what will move me forward. But of course I'm an idiot :)

Mar 01, 2010 10:50 PM #7
Ambassador
920,601
Missy Caulk
Missy Caulk TEAM - Ann Arbor, MI
Savvy Realtor - Ann Arbor Real Estate

Joeann, having a plan B is good. I read something not to long ago about having a Plan for your blogs, and other social media sites should something happen.

Mar 01, 2010 11:09 PM #8
Rainer
22,773
Allison Jones
Kaufmann Realty - Bella Vista, AR

Great blog. I need to re-evaluate my plan B. Great questions you raised that we all need to ask ourselves. None of us are immune to reality.

Mar 02, 2010 04:59 AM #9
Rainmaker
166,878
Marie Episale
CENTURY 21 CREST REAL ESTATE - Pompton Plains, NJ
ePRO 201-314-0106 - Pompton Plains New Jersey

I do work on my "plan B" occasionally, but am careful not to keep it too much in focus.  I take it "off the shelf" and dust it off.  It is like an insurance policy, but then I like to file it away, so I can focus on the absolutely fantastic things that will happen in my life.   Thank you for the reminder, as I need to update it. 

Mar 02, 2010 10:56 PM #10
Rainmaker
320,835
Carra Riley & Declan Kenyon
Brokers Guild Cherry Creek Ltd - Westminster, CO
Helping people Transition at all ages!

Joeann,

Just had a meeting with someone today and we were talking about baby boomers who had a different picture of retirement all planned out.. many people who had plan A for MANY years are now having to redesign an entire chapter in their lives... We talked about how it might help with processing the "new mess" (stock portfolios down or gone and real estate values changed)  by accepting the fact that is OK to have a plan B and to move on and just work that new plan.

Mar 04, 2010 11:56 AM #11
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Joeann Fossland

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