An excellent post by Raine Spivey for why buying a home this season may be the right thing to do.
So you've thought about buying a house over, and over again. Your mom told you that now is a good time to buy. Your best friend bought her first house. You envision, time and again, living in your own home with a backyard, upstairs and downstairs, and pulling into your garage. So what's keeping you from jumping onto your path of homeownership?
If you're second guessing whether you should take advantage of today's real estate economy, ask yourself any of these questions: Will there ever be another time in American history where interest rates will be as low as they are today? Will I ever see real estate prices like these again? Will the government give another incentive as the $8,000 tax credit that is currently in place? And finally, Can I live with myself if I didn't take advantage of the market when it was such as this..."the perfect storm?"
With the tax credit about to expire in upcoming April (you must contract no later than April 30th, and close by June 30th), and talks about interest rate hikes in the near future, I can tell you, NOW is the best time to JUST DO IT!
If you are concerned about credit, or down payment, trust me when I say, there are programs available to assist with those concerns. If you've been working on your credit for some time now, and want to know if now is the right time to buy, contact me to get you started and closed in time to get the tax credit.
Don't let fear paralize and keep you stuck! If homeownership is right for you at this time, the stars will align, your credit will be good enough, and a lender will loan you the money you will need to purchase a new home for you.
I promise to educate you from beginning to end, and will leave no stone unturned. You will be very aware of what you can, and cannot do, and understand your power.
If you'd like to begin on your path to homeownership, contact me via email at RaineSpivey@Gmail.com, phone (866) 997-2463 , or visit my website to learn more about me, my services, and search for homes in your area - www.RaineSpivey.com
I look forward to hearing from you, and Please, tell a friend!