Great news for home-buyers in the Columbus, Harris County and Fort Benning area in Georgia!
There are many programs available to help with your purchase. Below is an overview of some the many ways you can obtain grants, down payment assistance and 100% financing. There may be income limits and other factors in order to be approved.
The city of Columbus offers the following programs:
The HHS Savings Grant- This grant which does not have to be repaid allows home-buyers to receive a $4000.00 grant to put toward your home purchase. The potential home-owner does have to save $1000.00 within a six month period to be eligible.
City of Columbus Down Payment Assistance- The home must be in the city limits of Columbus to qualify as well as income limits. The city will provide $4000.00 toward the down-payment and $1000.00 toward closing costs. The home-owner must live in the home for 5 years in order to not repay.
Aflac Employee Assistance- This is a $1000.00 down-payment grant for all Aflac employees. there is no income limit.
The potential home-owner, in the above programs, must attend an 8 hour class to be eligible and there is a $75.00 fee but the HHS Grant pays back $100.00 upon completion of the home purchase.
The Farmer's Home Loan- This loan is available to all of Harris County, GA and some outlying areas. The loan offers the following:
100% Financing No PMI (private mortgage insurance) 2% Funding Fee (can be seller pd)
There are income limits and the home must be a primary residence
For more information and other programs not listed, please call me anytime.