Real Estate Broker/Owner with EXIT Realty Platinum

 While falling values are not good indicators for sellers, they're great news for buyers, lifting affordability to historically high levels.  For example, to purchase a median priced home of $164,600 with 20% down and an interest rate of 5.1%, a buyer would need an annual income of just under $35,000.

 With the lowest interest rates we've seen in forty years, now is an opportune time to lock in a rate on a fixed loan.  Rates are already showing signs of rising, and waiting too long could negatively affect your ability to secure such a mortgage.

 In addition to rising interest rates, the fees on loan applications may also start increasing.  This is because lenders have reassessed their risk to reward ratios in light of all the recent loan defaults.  Around the corner, we might expect higher mortgage insurance premiums and closing costs, not to mention tougher and tougher terms for qualification.

 With interest rates and loan fees still at very affordable levels, now is the time to make your move and secure your financial stability through home ownership.  If you buy a $150,000 home today and it appreciates at a very conservative 3% annually, that home would be worth nearly $164,000 in three years.

 Don't let all the negative stories about real estate blind you to the many positive factors for buyers in today's market.  Visit my website at or email me at or call 910-997-2260

As the #1 Top Producing Agent in Richmond County  and for EXIT Realty in North Carolina for 2009, I will use my experience in helping you navigate through the sometimes overwhelming task of the real estate selling and buying process.

"The referral of your friends and family is the greatest compliment you can give me"

Thank you for your trust



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