Excellent post about what credit bureaus do to our credit scores!! They do what they want---illegal!
Here is the SECRET credit bureaus have buried!
In 1971 the US Congress passed the Fair Credit Reporting Act (FCRA). It contains 200 laws and over 400 by-laws. Buried in all of this legal language is Section 609. In this section of the law, Congress required that any information reported about you on your credit report MUST be backed up by “verifiable proof”.
If I sued you for money, the first thing a judge would ask me for in a court of law would be for proof! Where is the note, contract, deed, lease, etc. to show that you indeed owed me this money. NO PROOF! NO LAWSUIT!
Here is the reality: The credit bureaus rely on the creditor, bank, finance companies, credit card companies, etc. to provide them accurate information, but not the actual documents!
But that’s not what the law says!
It is the same with the credit bureaus, no proof, than they must permanently remove any bad credit. AND it can never be reported again!
Our company has helped over 125,000 clients in the last 10 years to restore their personal and business credit. We want you to have that same opportunity. Discover the little known law that can give you back...
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- What you need to know about Section 609 of the FCRA
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- How to keep your credit from being viewed by others
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The cost of bad credit and low credit scores continues to increase through higher interest rates, fees, insurance costs, job promotions, security clearances, renting and so much more. You can’t afford this! Don’t delay! Restoring your credit takes time and it simply “will not fix itself!”
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