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Alternative purchase options for Temecula Real Estate

By
Managing Real Estate Broker with David Northup - Aim RE Group Inc, Temecula Realtors® (AIM)

Alternative Purchase Options

Do you want to purchase Temecula Real Estate?

Have you been turned down for a Home Loan?

Was it for one of the following reasons?:

  • Low Fico
  • Debt to income ratio too high
  • Not enough money for big down payment and closing costs
  • Investor with TOO MANY LOANS (Many may have heard of the rescission last year by Fannie and Freddie of the "no more than 4 loans" rule. The number went up to 10. But, trying to find a lender that will approve you with more than 4, is a completely different story. AND WHAT IF YOU WANT MORE THAN 10??
  • Recent Bankruptcy - yesterday?
  • Recent Divorce - in the middle of a divorce?
  • In the middle of a lawsuit

By teaming up with the right Temecula Realtor (who MUST be a Deal Engineer) you might still be able to purchase at today's prices and enjoy some of the following benefits:

  • Quick transaction - Quick occupancy
  • APPRECIATION
  • No waiting on the Banks for a DENIAL of your loan application and no hassle of trying to get your earnest money deposit back after paying for a home inspection and appraisal up front.
  • No limit to the number of properties you can purchase (if you have the means, we'll help you buy 100!)
  • Buy 1 day out of Bankruptcy
  • Buy in the middle of a lawsuit
  • Proven techniques used by Donald Trump, Louis Brown, James Smith, Ron LeGrand, Bruce Norris and thousands of other Real Estate buyers & sellers - but so mainstream that the California Association of Realtors® has all the contracts and disclosures pre-printed, vetted by their legal departments and ready for the right Deal Engineer to put to them to use for YOU!

 To find out more about your options, contact Aim Real Estate Group for a free consultation. Straight answers - no obligations.

See the Alternative Purchase Options page at AimREG.com

- Temecula Homes for Sale

Posted by

********* 25% commission rebates through December 2011  -  More Savings $$$ **************

David NorthupDavid Northup - Broker, Realtor®,Owner
Aim Real Estate Group Inc.,
Temecula Real Estate

"Providing Direction For Buyers and Sellers"
& Delivering "Raving Fan" Customer Service in the process 

**Buyers - Contact David for a list of available homes!
**Sellers - Let me provide you with a comparable market analysis that will give you an idea of your home's current value. Even if your home's value is less than the amount you owe, we can still typically make arrangements to sell your home at little or no cost to you.
Call me at (951) 326-0196 or choose one of these other ways to connect with me . . .
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*** All information/opinion offered is deemed reliable but not guaranteed. CA DRE License # 01802944 ***

Comments(3)

Lorraine or Loretta Kratz
Crescent Moon Realty, Inc. & Land N Sea Auctions. - San Marcos, CA
Certified Negotiation Consultants

Hi David:

I wish you success. Here in San Diego the alternative method just does not seem to be very popular. Here are some of the challenges:

  • Buyers just do not have the money for the earnest deposit, that the seller is requiring, nor is there enough to cover the agents fees.
  • Most sellers want the monthly payment on the home plus option money. Which can be considerable.
  • Sellers are looking at exercising the option in a very short period of time. Two years or less.
  • Buyers face a substantial risk, if they cannot exercise the option.

In many ways all that you say about --- buying a home the alternative method route, is true. I think this method is best for the investor, who wants to purchase and has reached a limit with the amount of loans that can be obtained.

Mar 23, 2010 12:48 PM
David Northup
David Northup - Aim RE Group Inc, Temecula Realtors® (AIM) - Murrieta, CA

Thank you ladies!

Your remarks are spot on. I don't think it's very popular here yet either but I think a wave of these transactions will roll through both San Diego and Riverside Counties. When prices start ticking up again, the buyers who have "challenging" credit issues will start to see the benefits and will be more willing to part with some cash up front.

Mar 23, 2010 02:07 PM
Lorraine or Loretta Kratz
Crescent Moon Realty, Inc. & Land N Sea Auctions. - San Marcos, CA
Certified Negotiation Consultants

David:

I agree once prices start to move upward and the interest rates increase, I think that attractiveness of this program with increase.

Mar 24, 2010 01:48 AM