Many home owners are in financial crisis due to unemployment, victims of past predatory lenders or just over extended. Do not delay in getting real estate advice from an agent that is qualified to understand short sales and foreclosures. Short sales are usually better for your future credit then full foreclosure. Don't let discouragement keep you from positioning yourself for the best resolution to your situation. Call a qualified REALTOR with the SFR (Short Sales and Foreclosure Resource) Certificate today!