Add 10 Points to Your Credit Score

By
Real Estate Agent with HomeSmart Elite, Scottsdale AZ

Credit scoreWant to add roughly 10 points to your credit score and get a lot less unwanted junk mail?

Logging in to www.optoutprescreen.com will keep Experian/Equifax/TransUnion from selling your credit information to credit card and insurance companies that in turn offer pre-approved credit card and insurance offers to you.

Credit scoring formulas view “opting out” positively since it more or less removes the constant temptation for obtaining new debt. This results in higher scores according to most credit experts.

The government forced the credit bureaus to offer this choice to consumers. Along the same lines, as most of you know, the government requires that Experian/Equifax/TransUnion give you a copy of your credit report once a year for free via www.annualcreditreport.com or 877-322-8228. They will charge you $10 to give you a score but they have to give your report for free.

Comments (3)

William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Grreat info...could be a boone for the boarderline buyer.  I have several taht are just a few points away from qualifyng.

Mar 29, 2010 12:26 PM
Gerald Mayo
Prudential Team Realty - Estes Park, CO
Mr. Estes Park

Good information, and it will sometimes do better than 10 Points.  I can't figure out why my wife stays married to me, she said that she married me for my money and she is going to stay married to me until I get some.

After some unfortunate partnerships last year I told her that if we add our credit scores together we have a pretty good one!

I guess we all have to keep a sense of humor and continue to give good advice - Thanks.

Gerald Mayo

Mar 29, 2010 02:53 PM
Paul Chavez
Earth Origins Realty - Albuquerque, NM
Albuquerque Realtor, NM EcoBroker, and General Contractor

Great tip.  I will definatley check that out and foward the link to others!

Apr 03, 2010 12:24 AM