Just wanted to give you a quick heads-up that the Federal Reserve is ending its mortgage-backed securities purchase program today. This will decrease the liquidity in the market which will take the floor out from the bond prices meaning rates are likely to trend up. This is a very logical scenario and it is what many analysts think will happen.
If you have any buyers / borrowers who are in a position to lock a loan, today may be a good day to do it, at least relative to where rates might be headed. This might be an issue of "better safe than sorry."
Make it a great day!!