Ithaca Neighborhood Housing Services will celebrate it's 33rd year of service next Friday, April 9th, with a noon luncheon at the Women's Community Building. This is a group of people who are on the move to improve the quality of life for homeowners and first-time buyers in Ithaca, New York. I am a client who can talk the talk! When I first moved into my older, out-of-level South Hill home on a steep slope, I thought, hey, no problem! 40 year old furnace, no worries! 20 year old windows with flimsy bent screens - pshawwww!! Well, after living in the house for only 4 months, I was ready to sell it! But I found a MUCH better solution to my woes when I heard, through INHS, about the NYSERDA weatherization and energy efficiency programs for homes JUST LIKE MINE! And, for people with incomes, also JUST LIKE MINE! I was flabbergasted! For no money out of my own pocket, I could have a professional team of people study my house for energy consumption and loss, and make recommendations based on their findings. SIGN ME UP! They did. I was eager to get started with the loan program that they offered - very low interest, great terms. But, I found out much to my chagrin that I did NOT qualify for the loan I needed at that time.
Wow, that was a reality check. I cried. I couldn't believe I didn't qualify for the loan on my own, after spending the last 10 years working as hard as I had. I had failed to take into account my recent relocation and job changes, and what this meant to lenders who were looking at my viability. So, Pam Webster let me sit there in her office and cry it out of my system a little bit, and what happened next really blew me away. Because I didn't qualify for their loan program, I was going to be placed in the grant program! I didn't get that at first, but I realized soon after that I was going to be on the receiving end of one of the most generous gifts I've ever been given - nearly $20,000 worth of improvements to my home, supervised by Greg Yetsko who is a top notch construction manager, and all the work would be completed within roughly 3 months all told. This grant program would be "forgiveable" gradually over time - meaning that if I stayed in the house for at least 5 years, it would be wiped out completely. Wow. This rocked my world.
I have since gone on to work very hard in my real estate business and supplement my income with a job as a school bus driver for ICSD, for now. And, every chance I get, I am proud to be able to speak to the First-Time Home Buyers classes that Pam runs through the calendar year. It's a real joy to share my first-hand story of my own experience as a client of INHS with students who are perhaps the next clients to go through a home purchase with them. The organization does a fine fine job with the resources they are given. I encourage you to attend their 33rd annual luncheon next weekend to see what they are all about!
Reporting from Ithaca, NY, where it will be a chilly 35 degrees in about 3 hours! Enough already!!
The SHORT REPORT, by SANTOS
Agent Santos reporting