This is thinking way outside the box, but if you have a short to close loan, the buyer needs 10 to 20K to close and just can't get the money. Have them try www.prosper.com this is peer to peer lending, they need a 620 fico and have to put their story on there, but it works, Jane from San Diego might lend them $500, and Tom from Buffalo could lend $1,000 to get up to their goal. They need to put a sincere story about their situation and what they need the money for and post it to see what happens.
You can get up to 25K with Prosper.com
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