After researching foreclosures in Florida, it was becoming quite obvious there was a huge problem. I quickly found people willing to admit 80% did not have the legal grounds to foreclose. Almost as quickly, from my beginning research, I could not find a case that had the full grounds to foreclose. And still to this day, I have not seen a case where the proper legal grounds were met. Obviously attorneys, with the assistance of the judges, were getting these foreclosure through the system, but they did NOT have the legal grounds to do so. An attorney in Florida who is making every attempt possible to get the word out about all the fraud involved with foreclosures stated, "Don’t be so fast to leave your home just because you are “behind” on your mortgage. Those payments might not be due at all, or if they are, they are probably not owed to the entity you are paying. In almost EVERY case, the “lender” seeking to foreclose on your home never owned your mortgage or your note. Don’t be a victim… Challenge EVERYTHING!!! GO GET YOUR RECORDED DOCUMENTS!!! Notice even she is saying the lender foreclosing probably does not own the mortgage and note. I personally know of a friend that has not one, but TWO open foreclosures cases against him for the same mortgage and note, and worse yet, from the same bank. This does NOT make sense, but it is what is happening in this country! I commend Carol Asbury, Matt Weidner, April Charney, and the few other attorneys that are truly fighting the corruption. Check out another of Ms Asbury's articles, where she is calling on everyone to fight! And not just fight to fight, but there are sever ramifications if people do NOT fight - http://4closurefraud.org/2010/03/29/a-call-to-arms/ and her other blog - http://4closurefraud.org/2010/03/31/a-day-at-the-court/
Just the other day, I saw a related article in the New York Times about credit card companies suing and garnishing wages. Just like foreclosures, the article states, "In the rare event that a consumer battles back, creditors frequently lack the documentation to prove their claim, and cases are dropped. That is because many past-due debts are owned not by the Pay Garnishments Rise as Debtors Fall behindthat issued them, but by debt collectors who bought, for cents on the dollar, a list of names and amounts due."
Why does it take someone to fight back in order for the case to be dropped? If they do not have the necessary grounds to begin with, why are they being allowed to continue forward? Are judges receiving kick-backs of some form or another? Why else would they allow this? Notice Carol Asbury pointing out that the bank that is suing her one client has PROOF that the bank was paid and out NO money, yet the judge ordered the foreclosure to continue. Why would a judge be complicit in fraud? What is his/her connection, as there can be no other explanation that I can see. Something is wrong here, and while I do not know exactly why this is being allowed, it is quite obvious something wrong is happening.