COSTS and FEES for the Homeowner (HAFA) PROGRAM . .

Real Estate Broker/Owner with Maxus Realty Group - Broker 301-246-0001 Broker - Realtor - CEO

COSTS and FEES for the (HAFA) PROGRAM . . 


short sales maryland Home Affordable Foreclosure Alternative

The HAFA Program became effective April 5th 2010, servicers may participate immediately, or as soon as is practical. The primary options available through HAFA include Short Sale and Deed-in-Lieu of Foreclosure.

Costs and Fees to Participate in the HAFA Program:
Homeowners participating in the HAFA program will not be charged any direct costs or administrative processing fees in connection with HAFA. The lender (your mortgage holder) pays all out-of-pocket expenses, including but not limited to notary fees, document recording fees, release fees, title costs, commissions for Realtors, property valuation fees, credit report fees, or other allowable and documented expenses.

In the event that the short sale is not completed, the servicer may add the costs incurred to the outstanding debt in accordance with borrower’s mortgage documents and applicable laws.

"Maryland and Virginia Homeowners could benefit with the new HAFA  Program"

short sales maryland

In case you are wondering. . 
What is the difference between a foreclosure and a short sale using the HAFA Program?

In a short sale with HAFA you SELL YOUR HOUSE and you owe the lender nothing!

In a Foreclosure.YOU LOSE IT ! and you get a deficiency judgment filed against you*


short sales maryland


Click on my eBook about Short Sales to have a clearer vision if you could use a SHORT SALE in order to begin a new fresh start.. .you must have a hardship to qualify.

   Fernando Herboso is a Certified Distressed Property Expert 


Short Sales Maryland
and also a Gold Member Certified Default Resolution SpecialistTM with (CDRS)



            short sales specialist

You can call  (Fernando Herboso) directly  @  240-898-1848 ext #1 or email :


We can help you directly in Maryland, DC or Virginia


If outside our area. ..we can guide you to a local true professional that cares and  loves helping people avoid

foreclosure as much as we do!

Just give us a call or email  to


More Articles about the HAFA Program:


Short Sales Maryland , DC and Virginia






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Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA
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