HAFA IS FOR YOU . . if you are losing your house

Real Estate Broker/Owner with Maxus Realty Group - Broker 301-246-0001 Broker - Realtor - CEO

HAFA IS FOR YOU . . . .(if you are losing your house)


short sales maryland Home Affordable Foreclosure Alternative

The HAFA Program became effective April 5th 2010, servicers may participate immediately, or as soon as is practical. The primary options available through HAFA include Short Sale and Deed-in-Lieu of Foreclosure.

HAFA Program to Homeowners:
How HAFA Can Help You. . .
The Home Affordable Foreclosure Alternatives (HAFA) Program was designed in addition to the the Home Affordable Modification Program (HAMP) 

Most homeowners were unable to take advantage of the HAMP program to modify their loans and the foreclosures kept coming and coming. . .The government stepped in and created the HAFA Program

When a borrower applies for a loan modification and they simply can not afford the payments. .HAFA is for you

If the loan modification terms are unacceptable to the homeowner. . .HAFA is for you

If you were accepted into the HAMP program and you have missed payments already during your trial period. . HAFA is for you

Before HAFA, these borrowers simply were usually headed for a foreclosure.

HAFA gives you a viable alternative to foreclosure. 

The homeowner must request an approval for a short sale. . 

Read who can qualify for a HAFA Short Sale 

HAFA also imposes limits on the lender to help the borrower. Under the terms of this program, a lender must release the borrower from all future liability for the first mortgage debt. The lender may not ask the borrower for cash or a promissory note, and the lender may not ask a court for a deficiency judgment. 

All the documents have been standardized and procedures, time frames, and deadlines have been streamlined under HAFA to make the process smooth and easier for both borrowers and lenders.

HAFA also will provide a $3,000 incentive for Relocation Costs to the homeowner

Read about the $3,000 HAFA incentive here.

Participation in the HAFA program is not a right but a privilege. . .

You will need the services of a well informed Realtor experienced in short sales to help you during this complicated process.

"Maryland and Virginia Homeowners could benefit with the new HAFA  Program"

short sales maryland

In case you are wondering. . 
What is the difference between a foreclosure and a short sale using the HAFA Program?

In a short sale with HAFA you SELL YOUR HOUSE and you owe the lender nothing!

In a Foreclosure.YOU LOSE IT ! and you get a deficiency judgment filed against you*


short sales maryland


Click on my eBook about Short Sales to have a clearer vision if you could use a SHORT SALE in order to begin a new fresh start.. .you must have a hardship to qualify.

   Fernando Herboso is a Certified Distressed Property Expert 


Short Sales Maryland
and also a Gold Member Certified Default Resolution SpecialistTM with (CDRS)



            short sales specialist

You can call  (Fernando Herboso) directly  @  240-898-1848 ext #1 or email : Fernando@Herboso.com


We can help you directly in Maryland, DC or Virginia


If outside our area. ..we can guide you to a local true professional that cares and  loves helping people avoid

foreclosure as much as we do!

Just give us a call or email  to Fernando@Herboso.com

short sales maryland


More Articles about the HAFA Program:


Short Sales Maryland , DC and Virginia






This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Real Estate Market Trends
Maryland Montgomery County
Short Sales Specialists
Short Sale REALTORS®
short sale specialist
short sale expert md
hafa program

Post a Comment
Spam prevention
Spam prevention
Post a Comment
Spam prevention

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA
Ask me a question
Spam prevention

Additional Information