.I just closed a home last week for a first time home-buyer that was a personal referral to me from a previous client. This couple was young with one small child and they started out telling me of some issues they had with credit etc.
After putting them in touch with a lender and the lender tells me everything should be fine just a couple little things, we proceeded to write a contract on a home we found on our 2nd trip out.
Well I keep waiting, and waiting to get that phone call that let's me know we start our hurdle jumping. IT NEVER CAME. WHY?
Because this young couple, having gotten in some serious debt with 1)youth, 2) a preemie baby that required a lot of hospital care, had moved in with her parents and proceeded to pay off debts, save and scrimp on every part of their life that they could.
They weren't sure when they first contacted me if they had done enough to get themselves ready but the lender assured us they had. As we walked away from that closing table I think they were still in as much shock as I.
Of course first time home-buyers are my favorite believe it or not. While they are not always the easiest ones to work on I have to say they are so rewarding. You walk away from a transaction with such a good feeling knowing that you helped them accomplish something they had been dreaming of for a while. What better feeling could you ask for.
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