It is April 28, 2010. On April 30, 2010, anyone wanting to take advantage of the Tax Credit will have to be under contract with the house of their choice. Surely, by now, anyone wanting to get in on this Tax Credit would be set, but I KNOW there are buyers out there that for one reason or another, just can't find the house they want, or started looking for a house too late. What do do?
Well, I would either choose a house that I can live with anyway, (if it has MOST of what I was looking for), OR, I would just wait until I found the house that did have most everything I was looking for. I know, that makes the decision hard, but you have to decide what is the better of the two tough choices for your family's situation. Don't let this Tax Credit opportunity totally throw you off base, if it just isn't meant to be. BUT.....if you have found a house that meets most of your needs, you might be better off to just go for it. You WILL get the Tax Credit, and that will help you when you pay taxes in 2011. And, you WILL get a house now, which is what you set out to do in the first place!
There are plenty of Realtors around to help you write up your deal, if you don't already have one. Make sure you have one who has Experience, and Local Market Knowledge, so that you will be better protected and advised in the writing of the offer, and through the negotiations. Ask your friends and relatives if they know of a good Realtor. Best wishes to you in the next two days, as you make your decisions!