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The "Green" Home Loan

By
Mortgage and Lending with Frontier Home Mortgage

Who wouldn't want to get money to make their new home more energy efficient? FHA  insures Energy Efficient Mortgages.

What this means is that you can wrap the cost of of energy repairs to your new home into your mortgage. Before you start to fret about a higher loan amount meaning higher payments, think of reduced utility bills and helping our planet!

The average U.S Family spends $1,300.00 per year on home energy bills. electricity generated by fossil fuels for a single home puts more carbon dioxide into the air than two average cars.

 
  
 
 

And who knew that you could save energy through LANDSCAPING?

  • Landscaping your home for energy efficiency can reduce your heating and cooling bills, the largest component of your home's energy use. Your overall landscaping strategy will depend on your regional climate.
  • Plant trees to shade your home, reducing your cooling costs in the summer months. Typically, newly planted trees will begin shading windows in their first year and will reach your roof in years 5-10.
  • Planting shrubs, bushes, and vines next to your house creates dead air spaces that insulate your home in both winter and summer. Plant so there will be at least 1 foot (30 centimeters) of space between full-grown plants and your home's wall.
  • During winter, dense, low-lying trees and shrubbery on the north and northeast sides of your home can help protect your home against wind chill.
  • Happy Energy Saving!

     

    Show All Comments Sort:
    Jeff Kessler
    Austin Homes, Realtors www.OwnAustin.com - Austin, TX
    Broker,CLHMS,GRI

    Great post.  I will definitely use these tips. Thank you,

    J.

     

    Aug 01, 2007 05:24 PM
    Sara Goodwin
    Estimation Nation Corporation - Portland, OR
    Portland, Oregon Appraiser

    On a side note (but somewhere along the lines of the last 1/2 of your post)... the Portland Bureau of Water Works is giving money back to people that have at least three trees in their yard that are over 15 feet tall ... it helps with ground water collection, too!  Also, if you choose native plants for your yard, you won't have to water them as much ...  

    Aug 07, 2007 05:04 AM