VA Flip rule - 1 day OK

Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

VA Flip rule - 1 day OK

The Seller seasoning requirement on our VA Loans is one day. Not a misprint, just one day.  Why is this important you may ask?   Many lenders have begun to require that sellers own a home for 90-180 days before it is eligible for their VA Financing. We do not require these waiting periods.

Seller Seasoning simply means how long the current owner has owned the property (as recorded on Title Records).   Seller seasoning is also called Owner seasoning.

VanDyk only requires that the seller is the owner of record on the day the contract is signed.

This is in complete alignment with the Veterans Administration Rules for VA Loans. The other lenders that have added restrictions are reducing the eligibility for Veterans to use VA Loans to purchase homes from investors who may have purchased the home at a foreclosure auction, or direct from a bank.   This causes Veterans to miss out on teh opportunity to purchase these homes, most of which have been completely rehabilitated, making them a more desirable home to buy - Turn key homes.

Our VA Rules can help you avoid the issue of seller seasoning, Flip Rules, and big bank rules that restrict access to quality VA Loans.

Get started on your VA Home loan with the VA Loan Pros at VanDyk. Visit us at to apply online, or call 760-752-4480 and ask for Brian Skaar.

VA Condo's also qualify under our VA Flip Rules.  We offer VA financing on VA Approved Condo's.  Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search,  we are here to help.  

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