Ten Years ago- March 10th 2000- the bank wanted a credit explanation letter. I don't know why but it bugged me that they wanted a letter. The loan to value was only 20% and the income was excellent but there were some dings.....I wrote the letter and sent it to the bank. The bank manager called me and said, "You are one sick puppy." But they waived the condition. Here is the letter:
I first met my husband during the war. I was just a child and he was already a young adult. We shared a taxi in Berlin and he looked at me and said, "Want some candy, little girl?" Later we were married and shared a wonderful life together. He became ill in 1996 and the Doctors said that it was terminal. I was upset but we decided to travel the world and visited places we had always want to see for about a year; Pittsburgh, Alviso, and Flagstaff. These were wonderful times but it was difficult and I really did not focus on the "important" things - like making sure that my credit remained perfect. Then when he died the coroner lost the body for just more than a week., You can imagine my distress. Once the body was found it was decided to cremate my husband and to sprinkle his ashes over the Pacific Ocean which he loved. We took the ashes in the plane and when we opened the vase and opened the plane window, the ashes flew all over the plane. When we landed we vacuumed up the ashes and I decided to mix them with peat moss for my garden. I really miss my husband and I am sorry that my credit went bad but I really do enjoy the roses each spring.
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