The Maine Housing Authority is busy sheltering Mainers! Although the federal homebuyer tax credit has expired, The Maine State Housing Authority continues to offer incredible programs to help Mainers get into homes. In Lewiston and Auburn, more than half of the residents do not earn enough to afford the median price of a home. The MHA programs have been successfully helping Mainers purchase homes and stabilizing our neighborhoods for years. Check out just some of the programs available below and be sure to visit their website at www.mainehousing.org.
| MaineHousing is offering financial incentives for homebuyers who choose a MaineHousing mortgage with zero points. Learn more. |
| Current Interest Rates 4.700% (5.360% APR) 5.000% (5.476% APR) |
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First Home Program |
| If you are buying your first home, or if you haven't owned your home in 3 years or more, you may qualify as a first time homebuyer and for our affordable First Home mortgages. |
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Operation New Home |
| If you are a veteran or active duty military, you may qualify for an affordable Operation New Home mortgage, even if you are not a first time homebuyer. |
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Midcoast Redevelopment Mortgage |
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If you are buying a home in one of the 16 communities most affected by the closing of the Brunswick Naval Air Station you may qualify for a MaineHousing Mortgage - even if you are not a first time homebuyer. |
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